Auto Insurance for Teens: Automobile Accidents Are #1 Teen Killer in America

Finding effective, affordable auto insurance for teens is imperative. According to the National Highway Transportation Safety Administration (NHTSA), over the past decade, as many as 6000 teenagers have died annually in the United States because of automobile accidents. That makes traffic fatalities the leading cause of death for teenagers in America. In fact, from 1994 until 2003, more than 57,100 teenagers lost their lives needlessly in automotive accidents.

Fast facts about teenage drivers:

Account for 6.4% of all drivers on American roads;
Account for more than 14% of all drivers killed in traffic fatalities;
Account for 18% of all drivers involved in crashes reported to police;
60% of teen traffic fatalities occur when a teen driver has friends in the vehicle;

Why do teen drivers have so many accidents?

Let's face it: teen drivers are not responsible adults yet. They lack the experience, calmness and strategic thinking abilities that mature drivers develop over time. Overwhelming research repetitively cites the following reasons for teenage motor vehicle accidents:

Speeding excessively;
Driving while taking prescription drugs and/or drinking alcohol;
Driving on the wrong side of the road;
Reckless, erratic driving habits;
Having other teenagers in the car while driving;

More statistics concerning teen drivers in America:

16 year olds are the most likely teens to be involved in traffic fatalities;
Considering each mile driven, the crash rate for individuals between 16 and 19 years old is more than 400% of the rate for older drivers;
Teen drivers use their seatbelts less than any other driver age groups;
54% of all traffic fatalities involving teenagers occur between Friday and Sunday;
42% of all teenage automotive fatalities occur between 9:00 PM and 6:00 AM;
66% of all teenage car deaths happen to males;

Take action today to make sure that your teenage driver has effective, solid automobile insurance coverage. By comparison shopping online, you'll find the best offers for the best coverage limits from the best automobile insurance providers. It's fast, effective and intelligent to save money by shopping for your teen driver car insurance policy on the Internet.